
Partnered with Investors and Developers
We provide credit limits up to $10MM, loans from $50K to $3MM, including Fix & Flip financing, 12-18 month bridge loans, and asset-based loans for rental properties, covering single-family homes, condos, and multi-family units up to 20 units.
Partnered with Investors and Developers
20+ Years
Managed Assets
$2 Billion+
Originated Business Purpose Loans
$1.2 Billion+

LENDING SOLUTIONS
Investment Property Loans
Our loan products are built to meet the needs of investors across different business strategies and throughout the life cycle of an investment property.
Rental Loans
Purchase or refinance a single rental property with our Single Rental Loan.
No W2s, paystubs, or tax returns
No-fee valuation & rent schedule
Funding up to 80% LTV
Up to 75% LTV for cash-out
Property loans from $75K to $2MM
Eligible: SFR, condos, 2-4 units
Foreign Nationals allowed
30-year property loan terms
Minimum 640 FICO
Multifamily Loans
Purchase, refinance, or rehab multifamily properties with our multifamily loans.
Purchase, refinance, cash-out, or rehab
12-24 month, fixed, interest-only loans
Min. $35K/door, unlimited units
5+ units, multifamily, mixed-use
Class A, B, C (Class D case-by-case)
Agency takeout underwriting
Fix & Flip Loans
Get the financing you need for your fix & flip and fix & hold properties.
No prior experience required
Line of Credit for multiple properties
Rehab financing (50%+ of costs)
$10MM exposure, $50K-$3MM loans
Up to 100% renovation financing
Optional interest reserves
Soft costs included
Foreign Nationals eligible
Bridge Loans
Quick funding until permanent financing is secured.
As-is appraisal, no ARV
No-fee valuation (eligible properties)
Self-funded rehab (up to 25%)
Foreign Nationals eligible
Up to 80% LTV / purchases, 75% / refis
Optional interest reserves
No experience required
12-18 month terms
Loans $50K-$3MM
Minimum 620 FICO
New Construction
Ground-up construction financing for builders and investors.
For infill, tear-down, and spec homes
Line of Credit for multiple properties
No tract homes or subdivisions
Mid-construction financing
Loans for single/multi-family properties
12-18 month terms
Build up to 5 properties at once
Foreign Nationals eligible
WHY NATIONAL PRIVATE LENDING
We Make Lending Simple

Flexible Loans
Tailored financing for flips, rentals, and more.
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Fast Funding
Quick approvals with no income verification.
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Expert Support
Industry pros to help grow your portfolio.
Where Do We Lend
National Private Lending offers direct private money financing for residential and commercial investment properties nationwide.
Our lending solutions are designed to support real estate investors across the country, providing fast and flexible capital to help grow your real estate business.
Whether you're investing in fix & flips, rental properties, or new construction, we have tailored loan programs to fit your needs.
TESTIMONIALS
What Our Clients Say
