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Modern House

Direct Private Money Financing for Residential Investment Properties

Offering quick and reliable funding solutions for residential real estate projects, whether you're building from the ground up, renovating properties for resale, or holding long-term rental investments.

Partnered with Investors and Developers

We provide credit limits up to $10MM, loans from $50K to $3MM, including Fix & Flip financing, 12-18 month bridge loans, and asset-based loans for rental properties, covering single-family homes, condos, and multi-family units up to 20 units.

Partnered with Investors and Developers

20+ Years

Managed Assets

$2 Billion+

Originated Business Purpose Loans

$1.2 Billion+
Real Estate Loans in Chicago

LENDING SOLUTIONS

Investment Property Loans

Our loan products are built to meet the needs of investors across different business strategies and throughout the life cycle of an investment property.

Rental Loans

Purchase or refinance a single rental property with our Single Rental Loan.

No W2s, paystubs, or tax returns

No-fee valuation & rent schedule

Funding up to 80% LTV 

Up to 75% LTV for cash-out

​Property loans from $75K to $2MM

Eligible: SFR, condos, 2-4 units

Foreign Nationals allowed

30-year property loan terms

Minimum 640 FICO

Multifamily Loans

Purchase, refinance, or rehab multifamily properties with our multifamily loans.

Purchase, refinance, cash-out, or rehab

12-24 month, fixed, interest-only loans

Min. $35K/door, unlimited units

5+ units, multifamily, mixed-use

Class A, B, C (Class D case-by-case)

Agency takeout underwriting

Fix & Flip Loans

Get the financing you need for your fix & flip and fix & hold properties.

No prior experience required

Line of Credit for multiple properties

Rehab financing (50%+ of costs)

$10MM exposure, $50K-$3MM loans

Up to 100% renovation financing

Optional interest reserves

Soft costs included

Foreign Nationals eligible

Bridge Loans

Quick funding until permanent financing is secured.

As-is appraisal, no ARV

No-fee valuation (eligible properties)

Self-funded rehab (up to 25%)

Foreign Nationals eligible

Up to 80% LTV / purchases, 75% / refis

Optional interest reserves

No experience required

12-18 month terms

Loans $50K-$3MM

Minimum 620 FICO

Portfolio

Use our Real Estate Portfolio Loan to unlock equity and grow your Business.

Underwritten on property cash flow

No personal income verification

Streamline refinance for portfolios

No property limit

For buy-and-hold investors

Exclusive for rental properties

New Construction

Ground-up construction financing for builders and investors.

For infill, tear-down, and spec homes

Line of Credit for multiple properties

No tract homes or subdivisions

Mid-construction financing

Loans for single/multi-family properties

12-18 month terms

Build up to 5 properties at once

Foreign Nationals eligible

WHY NATIONAL PRIVATE LENDING

We Make Lending Simple
Loans for real estate investments in Chicago
Flexible Loans

Tailored financing for flips, rentals, and more.

Real Estate Loans in Chicago
Fast Funding

Quick approvals with no income verification.

Loans for real estate investments in Chicago
Expert Support

Industry pros to help grow your portfolio.

Where Do We Lend

National Private Lending offers direct private money financing for residential and commercial investment properties nationwide.

Our lending solutions are designed to support real estate investors across the country, providing fast and flexible capital to help grow your real estate business.

Whether you're investing in fix & flips, rental properties, or new construction, we have tailored loan programs to fit your needs.

Investment property loans in Chicago

TESTIMONIALS

What Our Clients Say
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NPL made my Fix & Flip project effortless with quick funding and zero hassle. I was worried about delays, but their team moved fast, and I had the funds I needed in record time. The process was simple, and they kept me updated every step of the way. Thanks to NPL, I was able to close ahead of schedule and maximize my profits. I’ll definitely use them again.

James R.

Real Estate Investor

Your Go-To Lending Partner

FOR REAL ESTATE INVESTORS

Access funds easily and quickly with our streamlined process.

FOR BROKERS

Partner with us to secure loans for your clients smoothly & safely.
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